About Us

Florida’s Authority on Fix and Flip Financing


Welcome to Commercial Loans Florida Inc, where 24 years of experience meets the fast-paced world of Florida real estate investing. We aren't just a lender; we are your local partner in the "Sunshine State" specialized in high-leverage Fix and Flip Financing.

Since 2014, we have served the unique needs of Florida investors. We understand that in markets like Miami, Tampa, and Orlando, speed is your greatest asset. That’s why we’ve streamlined our hard money and rehab loan programs to focus on your property's potential rather than just your credit score.

Our Expertise

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  • Hard Money Loans: Speed-to-close for competitive Florida markets.
  • Fix and Flip / Rehabs: Tailored capital for purchase and renovation costs.
  • Bailouts: Creative solutions for distressed situations or urgent refinances.
  • Commercial Mortgages: Financing for a wide array of income-producing properties

The Florida Advantage: 24 Years of Local Insight


Navigating the Florida market requires a lender who knows the terrain. From understanding hurricane insurance requirements to local tax assessments, our two decades of experience ensure your deal doesn't hit a snag at the closing table.

To help our clients maintain healthy margins, we always recommend a conservative approach to overhead. When running your numbers, we suggest factoring in:
Property Taxes: Set aside 1% of the purchase price.
Insurance Costs: Set aside 1% of the purchase price.

Our Financing Solutions

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Fast Approvals

Our streamlined process ensures quick approvals, allowing you to seize opportunities as they arise.

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Flexible Terms

We offer customizable loan terms to fit your specific project needs, whether you're flipping a single-family home or a multi-unit property.

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Expert Guidance

Our team provides insights and support throughout the financing process, helping you make informed decisions.

How It Works

1
Initial Consultation
Connect with our team to discuss your project and financing needs.
2
Loan Application
Complete a simple application process focused on the potential of your property.
3
Approval and Funding
Receive quick approval and access to funds, allowing you to start your project without delay.

Frequently Asked Questions

What types of properties do you finance?

We finance a variety of properties, including single-family homes, multi-family units, and commercial properties.

What are the typical loan amounts?

Loan amounts vary based on the property and project, but we focus on providing high-leverage options to maximize your investment.

How quickly can I get funding?

Our streamlined process allows for funding in as little as a few days, depending on the complexity of your project.

Frequently Asked Questions

What is Florida Fix and Flip Financing?

Florida Fix and Flip Financing specializes in high-leverage financing options for real estate investors looking to purchase and renovate properties in Florida.

How long has Commercial Loans Florida Inc been in business?

Commercial Loans Florida Inc has 24 years of experience in the lending industry, specifically serving the needs of Florida investors since 2014.

What types of loans do you offer?

We offer hard money loans, fix and flip/rehab loans, bailouts for distressed situations, and commercial mortgages for income-producing properties.

How quickly can I get funding?

Our streamlined process allows for funding in as little as a few days, depending on the complexity of your project.

What properties do you finance?

We finance a variety of properties, including single-family homes, multi-family units, and commercial properties.

What should I factor into my project costs?

We recommend setting aside 1% of the purchase price for property taxes and 1% for insurance costs to maintain healthy margins.

Contact us